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Simplify your Medicare Plan Selection

If you are turning 65, new to Medicare, moving or have both Medicare and Medicaid, you may be eligible to enroll now in a Medicare Advantage plan.

Connect with a licensed insurance agent at a store near you.

Kroger Health and Innovative Financial Group (IFG), a national insurance agency, have joined forces to help you explore your Medicare options. IFG-licensed insurance agents are available to help you learn about the different types of plans available and compare benefits so you can make the choice that’s right for you. Schedule a no-cost, no-obligation appointment to explore your options. We work with the following companies as an independent broker: Aetna Inc., Elevance Health, Inc., Cigna Healthcare, Humana Inc., UnitedHealthcare®, and Wellcare Health Plans, Inc.

Medicare Overview

Medicare is the federal health insurance program for people who are 65 or older. It’s also available for certain people younger than 65 with disabilities or certain medical conditions. There are different parts of Medicare that cover specific services.



Medicare Part A

Hospital Insurance Helps cover:

  • Care in hospitals

  • Nursing facilities

  • Hospice

  • Home healthcare

Medicare Part B

Medical Insurance Helps cover:

  • Doctors and healthcare provider services

  • Outpatient care

  • Home healthcare

  • Some medical equipment

  • Many preventive services

Medicare Part C

Medicare Advantage

  • May have lower out-of-pocket costs than Original Medicare

  • In most cases, you’ll have a required network of plan doctors

  • May have extra benefits

Medicare Part D

Helps cover the cost of prescription drugs


Click the button below to schedule an appointment to speak with a licensed insurance agent. This consultation will help the licensed insurance agent better understand your needs and determine what will be discussed during your no-cost, no-obligation Medicare plan review.

What to expect at your plan review.

In collaboration with Kroger Health, Innovative Financial Group (IFG) will schedule a no-cost, no-obligation plan review with one of our licensed Medicare insurance agents.

At your plan review, they will:

  • Listen to your current needs and consider your future needs

  • Share different plans to fit your budget

  • Help you compare your options and see if you can save

  • Simplify the complexity

  • Give you confidence that you are making the right decision for you

  • Make it easy to enroll if you are ready

You can find us at any of these members

of the Kroger Family of Pharmacies.

Not all plans offer all these benefits. Benefits may vary by carrier and location. Limitations, exclusions, copays, deductibles, and coinsurance may apply.

A non-government entity powered by Innovative Financial Partners, LLC, a health insurance agency. Extra benefits require enrollment in an MA plan and depend on whether you are eligible to enroll in an MA plan in your area. Benefits are available only in select areas. Innovative Financial Group represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal.

We do not offer every plan available in your area. Currently we represent 6 carrier organizations which offer 2,352 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

The benefits mentioned are a part of a special supplemental program for the chronically ill. Not all members qualify.

The Kroger Co. and its family of pharmacies may not be an in-network provider for all plans available from Innovative Financial Partners, LLC. Other pharmacies, physicians or providers are available in the plan’s network.

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